Terms of Service

Welcome to the website of Russellville Financial Inc ("Russellville Financial," "we," "us," or "our"). By using this website, you agree to these terms. If you don't agree with them, please don't use the site — though we'd still be glad to talk with you by phone or in person.

1. What this website is

This website provides general information about our loan services in Russellville, Alabama, along with educational articles about borrowing and credit. It is an informational site: nothing on it constitutes a loan offer, a commitment to lend, or an approval of credit. All loans are subject to application, verification, and approval at our office, and are governed by the written loan agreement you sign there.

2. Not financial or legal advice

Articles on this site — including our blog — are general education, written in good faith from decades of lending experience. They are not individualized financial, legal, or tax advice. Your situation is unique; before making significant financial decisions, consider talking to us directly or consulting a qualified professional.

3. Eligibility and application

Our lending services are available to adults who meet our underwriting requirements. Submitting an inquiry through this website does not create a lending relationship. Loan terms, amounts, and availability depend on your individual circumstances and applicable Alabama and federal law.

4. Acceptable use of the site

• Don't attempt to interfere with the site's operation or security.
• Don't use the contact form to send unlawful, abusive, or fraudulent content.
• Don't misrepresent your identity when contacting us.
• Don't scrape, copy, or republish site content for commercial purposes without permission.

5. Intellectual property

The content of this website — text, graphics, illustrations, and layout — belongs to Russellville Financial Inc. You're welcome to print or share pages for personal, non-commercial use. Anything more requires our written permission.

6. Third-party links

We occasionally link to outside resources we believe are useful (for example, free credit report services). We don't control those sites and aren't responsible for their content or their privacy practices.

7. Disclaimers and limitation of liability

This website is provided "as is." While we work to keep the information accurate and current, we make no warranties about completeness or fitness for a particular purpose, and we may change content at any time without notice. To the fullest extent permitted by law, Russellville Financial Inc is not liable for damages arising from your use of this website. Nothing in these terms limits rights you have under applicable consumer protection law, or the terms of any written loan agreement you have with us.

8. Governing law

These terms are governed by the laws of the State of Alabama. Any dispute relating to this website will be resolved in the courts of Franklin County, Alabama.

9. Changes to these terms

We may update these terms from time to time. The "last updated" date at the top of this page tells you when they last changed. Continued use of the site after changes means you accept the updated terms.

10. Contact

Questions about these terms? Call (256) 332-0709, use our contact page, or visit us at 118 Jackson Avenue N, Russellville, AL 35653, Monday through Friday, 9:00 AM to 5:00 PM.