Personal Loans
Flexible loans for whatever life brings — bills, appliances, travel, or catching up after a tight month.
Personal loans
Loan Agency in Russellville, Alabama
Personal loans in Russellville, AL — from neighbors you actually know
Russellville Financial Inc is a family-run loan agency right here in town. Fixed payments, plain-English terms, and a manager — Scott — who still answers the phone himself. No call centers, no fine print surprises.
- Same-day decisions
- Fixed monthly payments
- No early payoff penalty
- Local, family-owned
Decades serving Franklin County
Thousands of loans written locally
Same-day answers, most applications
Open today until 5:00 PM
What We Offer
Straightforward loans for real life
Every loan is a traditional installment loan: a fixed amount, a fixed payment, and a payoff date you can circle on the calendar.
Installment Loans
Borrow once, repay in equal monthly payments. The predictable alternative to payday borrowing.
Installment loans
Auto Repair Loans
When your truck is your livelihood, a broken transmission can't wait until payday. We can help today.
Auto repair loans
Credit Starter Loans
Small, manageable loans designed to help you build — or rebuild — a payment history you can be proud of.
Credit starter loans
How It Works
Three steps. Usually one visit.
We've kept the same simple process for decades because it works.
Call or come by
Give us a call at (256) 332-0709 or stop in on Jackson Avenue. Tell us what you need — no appointment necessary, no obligation to apply.
Bring your paperwork
Photo ID, proof of income, proof of residence, and a few references. We'll sit down with you, review it together, and give you a straight answer — usually the same day.
Get your money
Once approved, you leave with your funds and a payment schedule in plain English: one fixed payment, one due date, one payoff date. That's it.
Word Around Town
What our neighbors say
Most of our business comes from repeat customers and their families. Here's why.
★★★★★Scott and his folks have taken care of my family for years. When my washer and dryer both quit the same week, they had me approved and out the door before lunch. They treat you like a person, not an account number.
★★★★★I've borrowed here three times now — truck repairs twice and once to cover a hospital bill. Every time the payment was exactly what they said it would be. Paid one off early and they knocked the interest right off. Honest people.
★★★★★After my divorce my credit was a mess and the bank wouldn't look at me. Scott sat me down, explained a starter loan, and eighteen months later my score is up over a hundred points. I'll never borrow anywhere else.
Common Questions
Frequently asked questions
What do I need to apply for a loan at Russellville Financial?
Bring a valid photo ID, proof of income (recent pay stubs or benefit statements), proof of residence such as a utility bill, and a few personal references. Most applications are reviewed the same day you come in.
Can I get a loan with less-than-perfect credit?
Yes. We look at the whole picture — your income, your stability, and your history with us — not just a credit score. Many of our long-time customers started with us when their credit needed work.
How fast can I receive my money?
Most approved customers walk out with their funds the same day. If you apply in the morning, you can usually have an answer before lunch.
Are your payments fixed?
Yes. Every loan we write is a traditional installment loan with a fixed payment amount and a set payoff date. You will know exactly what you owe, when it is due, and when you will be finished — before you sign anything.
Is there a penalty for paying my loan off early?
No. You can pay your loan off early at any time and save on interest. We encourage it.
● Open today until 5:00 PM
Visit us on Jackson Avenue
- NameRussellville Financial Inc
- Address118 Jackson Avenue N, Russellville, AL 35653
- Phone(256) 332-0709
- HoursMonday – Friday, 9:00 AM – 5:00 PM
Saturday & Sunday, Closed
Need a hand this week? Let's talk.
One phone call gets you a real person, a straight answer, and — most days — same-day funds.
Call (256) 332-0709